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Erdman Financial Group

Retirement Nest Egg Calculator

How big does your nest egg actually need to be? Enter the monthly income you want in retirement and we'll work backwards to give you a real target number.

Your Information

About You

Current Age
Retirement Age
Years in Retirement How long to plan for
30 yrs

Your Retirement Income Goal

Monthly Income Desired in Retirement Today's dollars
$
Current Retirement Savings
$
Monthly Savings Contribution
$

Assumptions

Expected Return Before Retirement Annual
7%
Expected Return During Retirement Annual
5%
Inflation Rate
3%
Include Social Security estimate?
Yes, estimate my Social Security benefit
Current Annual Income For SS estimate
$

How this calculator works

You tell us the monthly income you want in retirement. We work backwards to figure out exactly how large your nest egg needs to be on day one of retirement to sustain that income for your entire retirement, accounting for inflation the whole time.

If you include Social Security, we estimate your monthly benefit based on your income and subtract it from your income gap. Your savings only needs to cover what Social Security doesn't.

We then compare that target against what your current savings and monthly contributions are projected to grow into by the time you retire. The result tells you whether you're on track, ahead, or need to close a gap.

Your Nest Egg Target

$0

needed at retirement to fund $0/mo

Projected Savings
$0
at retirement
Savings Gap
$0
to close

Monthly Income at Retirement

Social Security (est.) $0
From Your Savings $0
Total Monthly Income $0

Plain English Summary

Your results will appear here

Fill in your information and click Calculate

Take the Next Step

A number is a starting point. A plan is what gets you there.

Now that you have a target, let's talk about how to hit it. A real retirement income plan considers tax strategy, Social Security timing, investment allocation, and the income your savings actually needs to produce. If any of this resonates, I'd love to have that conversation.

Schedule a Free Conversation